Terms and Conditions

1. About These Terms

1.1 These Terms and Conditions (Terms) form a legally binding contract between you and Harrison Weaver (ABN 56 118 164 232), a sole trader carrying on business under the name The Trading Terminal (we, us, our, the Operator). They govern your access to and use of the website at thetradingterminal.com and the software, features, tools and content made available through it (the Platform).

1.2 By creating an account, accessing the Platform, or paying any Fee, you confirm that you have read and accepted these Terms, including the Risk Disclosure in clause 22, together with our Privacy Policy and our Cookie Policy, each of which is incorporated into these Terms by reference. If you do not accept them, you must not use the Platform.

1.3 These Terms take effect on the effective date stated at the top of these Terms and replace all earlier versions.

1.4 The Platform is operated from South Australia, Australia. All amounts referred to in these Terms are in Australian dollars (AUD) unless stated otherwise.

1.5 Legal Documents and order of precedence

1.5.1 The following documents (together, the Legal Documents) govern your use of the Platform and are published on the Platform at the addresses shown:

1.5.2 If there is an inconsistency between the Legal Documents, it is resolved in the following order, to the extent of the inconsistency only: (a) these Terms, including clause 22; (b) the Privacy Policy; (c) the Cookie Policy, which prevails over the Privacy Policy on the detail of cookies and similar technologies; and (d) the Plan details displayed at the time of purchase, which prevail over clause 6.1 under clause 6.1.1.

1.5.3 Despite clause 1.5.2, if you are an Affiliate, the Affiliate Program Agreement prevails over clause 17 of these Terms on any matter concerning your participation in the Affiliate Programme. We intend the two to be identical in substance, and we will correct any divergence we identify.

1.5.4 The Accessibility Statement describes our current accessibility work and our aims. It does not create any contractual obligation, warranty or representation of conformance with any standard.

1.6 Electronic acceptance and records

1.6.1 You may accept these Terms and any other Legal Document electronically, including by ticking a checkbox, selecting a button such as "I agree", "Create account", "Accept" or "Continue", or completing a checkout. You agree that doing so is a valid electronic signature and a clear expression of your intention to be bound, and that it has the same legal effect as a handwritten signature, for the purposes of the Electronic Transactions Act 1999 (Cth), the Electronic Transactions Act 2000 (SA) and any equivalent law that applies to you.

1.6.2 You consent to receiving these Terms, all notices, receipts, disclosures and other communications from us in electronic form, including by email and in-app notification.

1.6.3 When you accept a Legal Document we record the document, its version number, the date and time of acceptance and the Account that accepted it. Those records, and our system records generally, are evidence of your acceptance and of the version accepted, unless you prove otherwise.

1.6.4 When we publish a new version of these Terms, the Privacy Policy or another Legal Document that requires acceptance, you may be asked to accept it before you can continue using the Platform. If you do not accept it, you may export your data under clause 7.6 and close your Account, and clause 19.2 applies.

1.6.5 You should download or print a copy of these Terms for your records. The current version is always available at the address in clause 1.5.1, and we will provide a copy of any earlier version you accepted on request.

2. Definitions

In these Terms, unless the context requires otherwise:

2.1 Headings are for convenience only and do not affect interpretation. "Includes" and "including" are not words of limitation. A reference to legislation includes any amendment to or replacement of it. The singular includes the plural and the reverse. "Written" and "in writing" include email and in-app messages. A reference to a clause is a reference to a clause of these Terms unless stated otherwise.

2.2 These Terms are written in English. If we provide a translation, the English version prevails.

3. What the Platform Is — And What It Is Not

3.1 The Platform is a record-keeping, analytics and risk-monitoring tool. It allows you to log trades you have already decided to place, import trade history from your own broker, review your own historical performance, and monitor self-declared account rules and risk limits.

3.2 The Platform does not provide financial product advice. We are not the holder of an Australian Financial Services Licence, we are not an authorised representative of any licensee, and nothing on the Platform is intended to be, or should be construed as, financial product advice within the meaning of section 766B of the Corporations Act 2001 (Cth), or investment, tax, accounting or legal advice of any kind. No output of the Platform takes into account your objectives, financial situation or needs.

3.3 All analytics, statistics, scores, grades, charts, calculations, position sizes, risk budgets, drawdown figures and other outputs of the Platform are derived from data that you or your broker supplies, and from settings and instrument specifications that may not match those of your broker. They are provided for your own review only. We do not warrant that they are accurate, complete, current or fit for any particular purpose, and you must independently verify any figure before relying on it.

3.4 Past performance shown in the Platform is not an indicator of future performance. Nothing on the Platform is a representation, promise or guarantee that you will pass a prop firm evaluation, become profitable, avoid a drawdown breach, or achieve any particular trading outcome.

3.5 Prop firm rules. Where you enter account rules (such as a daily loss limit or maximum drawdown) into the Risk Desk, those figures are the figures you have entered. We do not receive, verify or monitor the actual rules of any prop firm, funding provider or broker, and those rules may change without notice to us. The Risk Desk is a self-monitoring aid, not a compliance guarantee, and it will not prevent you from breaching an account rule.

3.6 Early access. The Platform is offered on an early-access basis and is under continuous development. Features may be added, changed, restricted or withdrawn. We will give you reasonable notice before making a change that materially and adversely affects a feature that is central to your paid Plan, and clause 6.9 applies.

3.7 Beta Features

3.7.1 We may make Beta Features available to some or all Users. A Beta Feature is provided for evaluation, may be incomplete, may contain errors, may produce inaccurate outputs, and may be changed, limited or withdrawn at any time without notice.

3.7.2 A Beta Feature is not part of the features of any paid Plan for the purposes of clause 6.9, unless and until we release it without a beta label. Its withdrawal does not entitle you to a refund.

3.7.3 Subject to clause 14.1, a Beta Feature is provided "as is", and clause 3.3 applies to its outputs with particular force. You should not rely on a Beta Feature for any purpose where an error could cause you loss, and you should keep your own copy of any data you enter into it.

3.7.4 Any information we share with you about an unreleased or Beta Feature is confidential until we make it public, and clause 11.5 applies to feedback you give us about it.

4. Eligibility

4.1 Minimum age. You must be at least 18 years of age to create an Account or use the Platform. There is no exception to this requirement, and it applies regardless of the age of majority in your country. You must provide your date of birth at registration and confirm that you meet this requirement.

4.2 Restricted regions. The Platform is not offered to, and must not be used by, persons whose habitual residence is in the European Economic Area, the United Kingdom or Switzerland. You must not create an Account if you are resident in one of those regions, and you must not misstate your country of residence in order to do so. If we become aware that a User is resident in a restricted region, we may suspend or close the Account under clause 18 and refund the unused portion of any prepaid Fee on a pro-rata basis.

4.2.1 If your habitual residence changes to a restricted region after you create an Account, you must tell us, update your country of residence, and stop using the Platform. clause 4.2 then applies, and you will have a reasonable opportunity to export Your Content before the Account is closed.

4.2.2 You must not use a virtual private network, proxy or other means to disguise your location for the purpose of evading clause 4.2.

4.3 Sanctions and legality. You must not use the Platform if you are subject to Australian or United Nations sanctions, or if your use would breach any law that applies to you. You are responsible for determining whether use of the Platform is lawful in your jurisdiction.

4.4 You must not create an Account on behalf of another person without their express authority, and you must not use the Platform if we have previously closed your Account for breach of these Terms.

4.5 Capacity. By creating an Account you represent that you have full legal capacity to enter into these Terms. If you use the Platform for the purposes of a business, you also represent that you are authorised to bind that business, and "you" includes that business.

5. Your Account

5.1 You must provide accurate, current and complete information when registering, including your full name, email address, date of birth and country of residence, and you must keep that information up to date.

5.2 One Account per person. You may hold only one Account. You must not create multiple Accounts in order to obtain additional free-tier allowances, repeat a free trial, redeem a code more than once, or evade a suspension.

5.3 Credentials. You are responsible for keeping your password, session tokens, Passkeys, the devices and authenticators on which your Passkeys are stored, and your webhook API key confidential and secure, and you are responsible for all activity that occurs under your Account. You must not share your Account with, or allow it to be used simultaneously by, any other person.

5.3.1 A Passkey allows anyone who can unlock the device or authenticator that holds it to sign in to your Account. If a device holding a Passkey is lost, stolen, sold or shared, you must remove that Passkey from Settings → Account Security without delay. We are not liable for access obtained through a Passkey registered to your Account, except to the extent caused by our own breach or negligence.

5.4 You must notify us promptly at support.thetradingterminal@gmail.com, or by raising a support ticket, if you become aware of any unauthorised access to your Account.

5.5 We may access your Account and the data within it where reasonably necessary to provide support, investigate a suspected breach of these Terms, diagnose a fault, or comply with a legal obligation. Access of this kind is logged. Our handling of your information is governed by the Privacy Policy.

6. Plans, Fees and Billing

6.1 Subscription Plans

6.1.1 The Plan features and limits displayed on the Platform at the time of your purchase form part of these Terms. The table above is a summary and the Platform prevails to the extent of any inconsistency.

6.1.2 The Free Plan is provided without charge and without any commitment as to availability. We may change or discontinue the Free Plan at any time. Where a change would reduce the Free Plan's limits for existing Users, we will give at least 14 days' notice, and clause 6.10 applies to any data that exceeds the new limits.

6.2 Currency, Taxes and GST

6.2.1 All Fees are quoted and charged in Australian dollars. Prices displayed are the total amount payable by you and include all taxes we are required to charge.

6.2.2 The Operator is not currently registered for goods and services tax (GST), and no GST is included in or payable on Fees. If we become required to register for GST, we will notify existing subscribers at least 30 days in advance and will state whether displayed prices will remain unchanged or will be adjusted from the date of registration.

6.2.3 You are responsible for any withholding tax, foreign transaction fee, currency conversion cost or other charge imposed by your bank or card issuer. These are not amounts received by us and are not refundable by us.

6.3 Payment Processing

6.3.1 All payments are processed by Stripe, Inc. and its affiliates. We do not receive or store your full card number, CVV or bank account details. Your use of Stripe is subject to Stripe's own terms and privacy policy.

6.3.2 You authorise us, through Stripe, to charge your nominated payment method for all Fees due under your Plan, including recurring Fees on each renewal date, until your subscription is cancelled. You warrant that you are authorised to use the payment method you nominate.

6.3.3 We are not liable for any loss arising from an act, omission, outage or error of Stripe, or from your payment method being declined, expired or blocked, except to the extent that loss is caused by our own breach or negligence.

6.4 Renewal, Cancellation and Failed Payments

6.4.1 Paid subscriptions are billed in advance and renew automatically at the end of each billing period (monthly or annual, as selected) at the then-applicable price for your subscription, until cancelled.

6.4.2 You may cancel at any time through the in-app billing portal. Cancellation stops future billing. Your paid access continues until the end of the billing period you have already paid for, after which your Account reverts to the Free Plan. Except as set out in clause 6.8, cancelling part-way through a billing period does not entitle you to a refund of that period's Fee.

6.4.3 If a payment fails, we may retry it, and Stripe may retry it, over a reasonable period. If payment remains unsuccessful, your subscription will lapse and your Account will revert to the Free Plan. A subscription that lapses for non-payment loses any Founding Rate under clause 6.5.

6.4.4 Annual renewal reminder. Where you are on annual billing, we will send a reminder to the email address on your Account at least 7 days before the renewal date, stating the renewal date and the amount that will be charged.

6.5 Founding Rate ("Lock In Your Rate")

6.5.1 Where the Platform describes a price as an early-access or founding price, and you subscribe while that price is offered, the price you pay for that Plan and billing period is locked as your Founding Rate.

6.5.2 A Founding Rate is held for as long as, and only for as long as, your paid subscription remains continuously active on the same Plan and the same billing period. It applies to every renewal during that time, even after we raise our advertised prices.

6.5.3 You will permanently lose a Founding Rate if:

• you cancel your subscription and your paid access ends;
• your subscription lapses for non-payment under clause 6.4.3;
• your subscription is terminated by us under clause 18; or
• you downgrade to the Free Plan.

6.5.4 If you later re-subscribe after losing a Founding Rate, you will pay the price advertised at that time, which may be higher. We do not reinstate expired Founding Rates.

6.5.5 Subject to clause 6.13, if you switch between Plans (for example, Pro to Elite) or between billing periods (for example, monthly to annual), your existing Founding Rate does not carry across. You will pay the price then advertised for the Plan and billing period you switch to, which may itself be an early-access price if one is being offered at that time.

6.5.6 For the avoidance of doubt, a Founding Rate is a price commitment only. It is not a guarantee that the Plan, its features, or the Platform itself will remain available indefinitely.

6.6 Price Changes

6.6.1 We may change our advertised prices at any time. A change to advertised prices does not affect a Founding Rate held under clause 6.5.

6.6.2 Where a price change will affect the Fee charged on your next renewal, we will give you at least 30 days' notice by email or in-app notification. The new price applies from the first renewal date after the notice period ends. If you do not wish to continue at the new price, you may cancel before that renewal date and will not be charged the new price.

6.7 Elite Free Trial

6.7.1 The Elite Plan includes a one-time 7-day free trial. The trial is available once per person. Eligibility is determined by us on the server and is not affected by creating a new Account, and clause 5.2 applies.

6.7.2 A valid payment method is required to start the trial. No Fee is charged during the trial period.

6.7.3 Unless you cancel before the trial ends, your payment method will be charged for the first Elite billing period at the end of the seventh day and your subscription will continue on a recurring basis. We will email a reminder, ordinarily about two days before the first charge, that states the date and amount of the charge and how to cancel. You can cancel at any time before the trial ends and you will not be charged. The refund window in clause 6.8.1 does not apply to that first payment, because the free trial lets you try the Elite Plan without charge before you are charged. This does not affect your rights under the ACL or clause 6.8.6.

6.7.4 If you cancel during the trial, your Account reverts to the Free Plan at the end of the trial period. You are not locked out and Your Content is retained, subject to clause 6.10.

6.8 Refunds and Your Rights Under the Australian Consumer Law

6.8.1 Goodwill refund window. In addition to your ACL rights, if your first payment on your Account was not taken at the end of a free trial under clause 6.7, you may request a full refund of that payment within 14 days of the date it was taken, for any reason. This window applies once per Account, to the first paid billing period only. It does not apply to renewals, to subsequent Plan purchases, or to any payment after the first. It also does not apply where your first payment is taken at the end of a free trial under clause 6.7, because the trial lets you try the Elite Plan without charge before you are charged. Your ACL rights are not affected by this clause. This clause applies to a first payment taken on or after the effective date of version 1.5 of these Terms, and to a first payment on an Account whose holder accepted version 1.5 or a later version when creating the Account, from the time the Account was created. A first payment on any other Account taken before that effective date is dealt with under the version in force when it was taken.

6.8.2 Effect of a refund. If a refund is issued under clause 6.8.1, your paid access ends immediately on processing, your subscription is cancelled, your Account reverts to the Free Plan, and any Founding Rate is lost.

6.8.3 Outside clause 6.8.1 and your ACL rights, Fees already paid are non-refundable, including for periods during which you did not use the Platform.

6.8.4 To request a refund, raise a support ticket through the Platform or email support.thetradingterminal@gmail.com within the applicable window. Refunds are returned to the original payment method and may take several business days to appear.

6.8.5 Chargebacks. If you dispute a charge with your card issuer without first contacting us, we may suspend your Account pending resolution. Initiating a chargeback for a payment you are not entitled to have reversed is a breach of these Terms and may result in termination under clause 18 and clawback of any related affiliate commission under clause 17. To respond to a chargeback, we may give the card issuer and Stripe the acceptance records described in clause 1.6.3 and records of your use of the Platform during the disputed period.

6.8.6 Consumer laws outside Australia. If you live outside Australia and the consumer law of your country gives you a right to cancel, to a refund or to a remedy that cannot lawfully be excluded, nothing in clause 6.7 or this clause 6.8 limits that right, and we will honour it.

6.9 Changes to Plans and Features

6.9.1 We may adjust Plan features and limits. If we make a change that materially reduces the value of a paid Plan you are currently subscribed to, we will give you at least 30 days' notice and you may cancel before the change takes effect and receive a pro-rata refund of the unused portion of the current billing period.

6.10 Downgrades and Read-Only Data

6.10.1 We do not delete Your Content because you downgrade. If your Plan changes to one with lower limits, Trading Accounts and trades that exceed your new limits become read-only rather than being deleted. This clause is subject to clause 18.7 (Dormant Accounts).

6.10.2 Read-only data remains visible and exportable. It becomes editable again if you upgrade, or if you remove enough other data to come back within your limits.

6.10.3 Saved layouts, playbook lists and other configuration created on a paid Plan are preserved in read-only form on downgrade and are restored if you upgrade again.

6.11 Complimentary Access

6.11.1 We may grant an Account complimentary access to a paid Plan at our discretion, for a fixed period or on an ongoing basis. Complimentary access is a gift, not a purchase.

6.11.2 Complimentary access has no cash value, is not transferable, does not create a Founding Rate, and may be varied, expired or withdrawn by us at any time and for any reason. Where complimentary access was granted for a fixed period and we withdraw it early other than for your breach, we will give you at least 7 days' notice. No refund is payable in respect of complimentary access.

6.11.3 When complimentary access ends, your Account reverts to the Free Plan and clause 6.10 applies.

6.12 Codes and Promotions

6.12.1 We may issue referral, promotional or discount codes. Any code is subject to the conditions stated when it is issued, may be limited to particular Users, Plans or periods, is single-use unless stated otherwise, is not transferable or redeemable for cash, and may be withdrawn or expired by us at any time. Withdrawal or expiry of a code does not affect a discount already validly applied to a completed purchase.

6.12.2 Misuse of a code — including sharing a single-use code, creating additional Accounts to redeem a code more than once, or any conduct designed to obtain a benefit that was not intended — is a breach of these Terms and may result in the code being voided, the discount being charged back to you, or termination under clause 18.

6.13 Changing Plans

6.13.1 Upgrading from Pro to Elite. If you upgrade from the Pro Plan to the Elite Plan while your Pro subscription is paid and active, we will credit the unused part of the Fee you paid for your current Pro billing period against the first payment for the Elite Plan. The credit is the Fee you actually paid for that billing period (after any discount), multiplied by the number of whole days left in that billing period and divided by the total number of days in it.

6.13.2 The credit is applied once, as a reduction of that first Elite payment, and is shown to you at checkout before you pay. It is never more than that first payment: any unused value above it is not carried forward, paid out or refunded. No credit is given where the Fee for the billing period has been refunded, or where you were not charged a Fee for it (for example during a free trial or under a 100% discount). Your Pro subscription ends when your Elite subscription starts. This clause applies to upgrades from Pro to Elite only; it does not apply to other changes between Plans or billing periods.

6.13.3 Downgrading. If you move to a lower Plan (for example, from Elite to Pro), the change takes effect at the end of your current billing period, not immediately. You keep your current Plan until then, you are not refunded or credited for the rest of that period, and from the start of the next billing period you are charged the price for the lower Plan. You may cancel a scheduled downgrade at any time before it takes effect through the Platform. Clause 6.10 applies when the downgrade takes effect.

6.13.4 Clauses 6.13.1 to 6.13.3 apply from the effective date of version 1.4 of these Terms, and to an Account whose holder accepted version 1.4 or a later version when creating the Account, from the time the Account was created. A change of Plan made on any other Account before that effective date is dealt with under the version in force when it was made.

7. Your Content

7.1 Ownership. You own Your Content. Nothing in these Terms transfers ownership of Your Content to us.

7.2 Licence to us. You grant us a non-exclusive, royalty-free, worldwide licence to host, store, copy, transmit, process, format and display Your Content, solely for the purpose of operating the Platform and providing the Platform to you, and for the period we hold it under the Privacy Policy. This licence ends when Your Content is deleted.

7.3 What we will not do. We will not sell Your Content, use it for advertising, publish it, or use it to train machine-learning or artificial-intelligence models. If we introduce a feature that would require Your Content to be processed by an artificial-intelligence provider, we will disclose that provider in the Privacy Policy before the feature is made available to you. We will not use any part of Your Content as a Testimonial except under clause 11.6.

7.4 Aggregated data. We may compile and use aggregated, de-identified statistics derived from Platform usage (for example, the total number of trades logged across all Users) for operating, improving and describing the Platform. Aggregated data does not identify you and cannot reasonably be re-identified.

7.5 Your responsibility. You warrant that you have the right to submit Your Content and that it does not infringe any third party's rights or breach any law or confidentiality obligation. You must not upload screenshots or data that you are not permitted to disclose.

7.6 Backups and export. You may export your trade journal to CSV at any time and you should do so before cancelling or deleting your Account. While we take reasonable measures to protect data, you are responsible for keeping your own copies of anything you cannot afford to lose. We are not a backup service.

7.7 We may remove or refuse to store content that we reasonably believe is unlawful, infringing, malicious, or in breach of clause 10.

7.8 Third-party complaints. If you believe material on the Platform infringes your rights, email support.thetradingterminal@gmail.com with: your name and contact details; the material concerned and where it appears; the right you say is infringed; and a statement that the information in your complaint is accurate. We will acknowledge within 5 business days, may restrict access to the material while we assess the complaint, and will tell the affected User where we lawfully can.

8. Screenshots and Uploaded Files

8.1 Screenshots you upload are stored in private storage with per-user isolation and are accessible only through your authenticated session, except where clause 5.5 applies.

8.2 You must not upload files containing malware, another person's personal information without their consent, or material that is unlawful to possess or distribute. File type and size limits displayed in the Platform apply.

8.3 Before uploading a screenshot, check that it does not display information you do not want stored, such as account numbers, another person's details, or credentials. We do not inspect or redact screenshots.

9. Broker Integrations

9.1 General

9.1.1 The Platform offers two optional ways to import trade data automatically: the cTrader Direct OAuth connection, and a downloadable Expert Advisor for MetaTrader 4 and MetaTrader 5. Both are provided for convenience. Manual entry and CSV import remain available and neither integration is required to use the Platform.

9.1.2 Broker Integrations import closed-trade history only. They are read-only as to your broker account. We cannot and will not place, modify or close orders, transfer funds, or change any setting on your broker account.

9.1.3 You are solely responsible for your relationship with your broker, funding provider or prop firm, and for complying with their terms. We are not a party to that relationship.

9.2 cTrader Direct

9.2.1 When you connect a cTrader account, you are redirected to Spotware Systems Ltd to authorise the connection. You authorise us to receive and store an access token and refresh token for your account, and to use them to retrieve your closed-trade history, account identifiers and related trade details on a recurring basis while the connection remains active.

9.2.2 Tokens are encrypted at rest. You may disconnect at any time from within the Platform, and you may also revoke access from within your cTrader account. Disconnecting stops future syncing; trades already imported remain in your journal unless you delete them.

9.2.3 We do not control Spotware's systems, availability, data accuracy or API behaviour. We are not liable for a failure, delay, interruption, duplication or inaccuracy in synced data caused by your broker or by Spotware.

9.2.4 Spotware or your broker may change, restrict or withdraw API access at any time. If that happens we may suspend or withdraw cTrader Direct. clause 6.9 applies only if cTrader Direct was a feature of your paid Plan and no reasonable alternative method of importing the same data (such as CSV import) remains available.

9.3 MT4/MT5 Expert Advisor

9.3.1 The Expert Advisor is software that you download and install on your own MetaTrader terminal. You install and run it at your own risk and you are responsible for configuring it correctly.

9.3.2 The Expert Advisor is provided free of charge and on an "as is" basis. To the maximum extent permitted by law, and subject to clause 14.1, we give no warranty in respect of it and we are not liable for any loss arising from its installation, configuration, operation, malfunction or interaction with your terminal, your broker, or any other software.

9.3.3 Webhook API key. The Expert Advisor authenticates using a webhook API key issued to your Account. That key is a credential. You must keep it confidential, must not publish or share it, and must regenerate it immediately if it is exposed. You are responsible for all data submitted to your Account using your key.

9.3.4 We may rate-limit, suspend or revoke a webhook API key where we reasonably suspect abuse, compromise, or a volume of requests that threatens Platform stability.

9.3.5 Licence. We grant you a limited, revocable, non-exclusive, non-transferable and non-sublicensable licence to install and run the Expert Advisor on MetaTrader terminals you control, solely to send your own trade data to your own Account, for as long as your Account remains open and entitled to Broker Integrations.

9.3.6 Restrictions. Except to the extent the restriction is prohibited by law, you must not copy the Expert Advisor (other than for installation and backup), distribute, publish, sell or lend it, modify, decompile or reverse engineer it, remove any notice from it, or use it to send data to any Account other than your own.

9.3.7 Updates. We may release updated versions of the Expert Advisor and may stop accepting data from earlier versions after giving reasonable notice. You are responsible for installing updates.

9.3.8 When your Account closes, or you cease to be entitled to Broker Integrations, the licence in clause 9.3.5 ends, your webhook API key is revoked, and you must uninstall the Expert Advisor.

9.4 Imported Data

9.4.1 Imported trades are records of what your broker reported. Where the Platform merges partial fills, groups related positions, or derives a figure that your broker did not supply, it does so using rules that may not match your broker's or your prop firm's own calculation. You must verify imported data before relying on it, and you may edit or delete imported trades at any time.

9.4.2 CSV import. When you import a CSV file, the Platform interprets its columns using the mapping you select or the Platform detects. You are responsible for the accuracy of the file and the mapping, and for checking the imported records. Duplicate, missing or misread records are not a defect in the Platform unless they result from the Platform failing to apply the mapping shown to you.

10. Acceptable Use

You must not, and must not permit any other person to:

• use the Platform for any unlawful purpose, or in breach of any law that applies to you;
• resell, sublicense, rent, or provide access to the Platform to any third party, or use it to provide a service to others, without our prior written consent;
• share Account credentials, or allow more than one person to use a single Account;
• reverse engineer, decompile, disassemble or attempt to derive the source code or underlying structure of the Platform, except to the extent this restriction is prohibited by law;
• scrape, crawl, harvest or systematically extract data from the Platform by automated means, or use the Platform other than through the interfaces we provide;
• circumvent, disable or attempt to defeat any usage limit, tier restriction, rate limit, access control, or security feature — including by creating additional Accounts;
• interfere with or place an unreasonable load on the Platform or its infrastructure, or attempt to gain unauthorised access to any system, account or data;
• upload or transmit malware, or any code intended to disrupt, damage or gain unauthorised access to any system;
• use the Platform to store or process data you do not have lawful rights to hold;
• misrepresent your identity, age or country of residence;
• probe, scan or test the vulnerability of the Platform, except as permitted by clause 10.2; or
• represent to any person that the Platform provides financial advice, signals, recommendations or a guaranteed outcome, or that you are affiliated with, endorsed by or acting for us, except as expressly permitted under clause 17.

10.1 Publishing your own results. You may share your own Platform screenshots and results publicly, provided you do not state or imply that the Platform, or we, produced, recommended, verified or endorse those results, and provided you do not remove or obscure any disclaimer displayed on them.

10.2 Security reports. If you find a security vulnerability, report it to support.thetradingterminal@gmail.com and do not disclose it publicly until we have had a reasonable opportunity to fix it. Good-faith testing that is limited to your own Account and data, does not degrade the Platform, and is reported promptly is not a breach of clause 10. This clause does not authorise access to any other User's data.

11. Intellectual Property

11.1 The Platform, including its software, source code, database structure, interface, design, graphics, text, documentation, the name "The Trading Terminal", and our logos and branding, is owned by or licensed to the Operator and is protected by intellectual property laws. These Terms grant you a limited, revocable, non-exclusive, non-transferable licence to access and use the Platform for your own personal or internal business trading records, in accordance with your Plan, for as long as your Account remains open and in good standing. No other rights are granted.

11.2 You must not copy, reproduce, adapt, modify, translate, publish or create derivative works from any part of the Platform, except as permitted by law or expressly permitted by us in writing.

11.3 Economic calendar data displayed in the Platform is sourced from Fair Economy, Inc. (Forex Factory) and remains the property of its owner. It is provided for information only, may be delayed, revised or incomplete, and must not be relied on for trading decisions.

11.4 Third-party names referred to in the Platform — including broker, platform and prop firm names — are the trade marks of their respective owners and are used for identification only. Their use does not imply any affiliation, sponsorship or endorsement, except where an affiliate relationship is disclosed under clause 12.

11.5 If you give us feedback, suggestions or ideas about the Platform, you grant us a perpetual, irrevocable, royalty-free right to use them without obligation or compensation to you. We will not publish your name with your feedback without your consent under clause 11.6.

11.6 Testimonials and use of your name or results

11.6.1 We will not use a Testimonial in our advertising, website, social media or other promotional material unless you have given us separate, express consent in writing for that specific use. Creating an Account, accepting these Terms, using the Platform, leaving a review on a third-party site, or giving us feedback is not consent.

11.6.2 Each request will identify the content we propose to use, how it will be attributed (full name, first name, initials, handle or anonymous), the channels in which it will appear, and whether any trading result or figure will be shown. Consent covers only what the request describes. A new use requires a new consent.

11.6.3 We will not use a Testimonial that we know or reasonably suspect is false or misleading, and we will not edit a Testimonial in a way that changes its meaning. Any trading result shown in a Testimonial will be accompanied by a statement that it is the individual's own result, is not typical or guaranteed, and was not produced by the Platform.

11.6.4 We do not pay for Testimonials. If we ever provide a benefit (such as complimentary access) in connection with a Testimonial, we will disclose that benefit wherever the Testimonial appears.

11.6.5 You may withdraw consent at any time by emailing support.thetradingterminal@gmail.com. We will stop new uses within 5 business days and will remove the Testimonial from material we control within 30 days. We cannot recall material already printed, distributed or shared by others.

11.6.6 clause 11.6 does not restrict our use of aggregated, de-identified statistics under clause 7.4.

12. Third-Party Links and Affiliate Disclosure

12.1 The Platform contains links to third-party websites, including brokers, prop firms and charting providers. Those sites are not under our control. We are not responsible for their content, products, terms, availability, or handling of your information, and their inclusion is not a recommendation to use them.

12.2 Some outbound links are affiliate links, meaning we may receive a commission or other benefit if you sign up or make a purchase through them, at no additional cost to you. This includes links in the Prop Firms Guide and links to charting and trading platform providers. We disclose this relationship on the pages where those links appear.

12.3 The presence of a commercial relationship does not affect the factual information we publish about a provider, and we do not accept payment to alter it. Prop firm rules, fees and payout terms change frequently and are set by the provider, not by us. You must verify any figure with the provider directly before relying on it.

13. Availability and Support

13.1 We aim to keep the Platform available at all times but we do not guarantee uninterrupted or error-free operation. The Platform depends on third-party infrastructure, and access may be interrupted by maintenance, faults, network problems, or events outside our reasonable control.

13.2 We may suspend, restrict, modify or discontinue the Platform or any feature for maintenance, security, legal or operational reasons. Where an interruption is planned and significant, we will give reasonable advance notice.

13.3 Support. Support is provided through the in-app support ticket system. We aim to respond within a reasonable time and prioritise paid Plans, but we do not offer a guaranteed response or resolution time and no service level agreement applies. Support is provided in English. The only fixed timeframes we commit to are those stated expressly in the Legal Documents for legal, privacy, accessibility and dispute matters.

13.4 Support covers the operation of the Platform. It does not extend to trading advice, strategy guidance, broker configuration, or the resolution of issues with third-party software or accounts.

14. Warranties and Disclaimers

14.1 Nothing in these Terms excludes, restricts or modifies any guarantee, condition, warranty, right or remedy conferred by the ACL or any other law that cannot lawfully be excluded. Where our liability for a failure to comply with a consumer guarantee may be limited, our liability is limited, at our option, to supplying the services again or paying the cost of having them supplied again.

14.2 Subject to clause 14.1, and to the maximum extent permitted by law, the Platform is provided on an "as is" and "as available" basis, and we exclude all warranties, representations and conditions not expressly set out in these Terms, whether express, implied, statutory or otherwise, including any implied warranty of merchantability, fitness for a particular purpose or non-infringement.

14.3 Subject to clause 14.1, we do not warrant that the Platform will meet your requirements, that its analytics or calculations will be accurate or complete, that defects will be corrected, or that it will be free from interruption, data loss or security incidents.

14.4 No reliance. You acknowledge that you have not relied on any statement, representation or promise by us or on our behalf that is not set out in the Legal Documents or in the Plan details displayed at the time of purchase, including any statement made on social media, in a video, by an Affiliate, or in marketing material. This clause does not exclude liability for misleading or deceptive conduct that cannot lawfully be excluded.

15. Limitation of Liability

15.1 clause 15 is subject to clause 14.1 and does not apply to the extent that liability cannot lawfully be limited or excluded, including liability for fraud or for death or personal injury caused by our negligence.

15.2 No liability for trading losses. To the maximum extent permitted by law, we are not liable for any trading loss, missed profit, drawdown breach, failed evaluation, lost funded account, or any other financial consequence of a decision you make, whether or not the Platform, its analytics, its risk figures, its calculators or its data influenced that decision. clause 22 (Risk Disclosure) sets out the reasons for this position.

15.3 To the maximum extent permitted by law, we are not liable for:

• any error, omission, delay or inaccuracy in data you enter, or in data supplied by a broker, Spotware, Forex Factory or any other third party;
• any outage, defect, act or omission of Stripe, Supabase, Cloudflare, Spotware, Resend, Upstash, Google, PostHog, Sentry or any other third-party provider;
• any consequence of a Broker Integration or the Expert Advisor, including under clause 9;
• any action taken against you by a broker, funding provider or prop firm;
• unauthorised access to your Account arising from your failure to keep your credentials, Passkeys or webhook API key secure; or
• loss of data where you have not maintained your own export or backup.

15.4 Excluded loss. To the maximum extent permitted by law, we are not liable for any indirect, incidental, special, consequential or punitive loss, or for loss of profit, revenue, opportunity, anticipated savings, goodwill, reputation or data, however arising, whether in contract, tort (including negligence), statute or otherwise, and whether or not the loss was foreseeable.

15.5 Cap. To the maximum extent permitted by law, our total aggregate liability to you for all claims arising out of or in connection with these Terms or the Platform is limited to the greater of (a) the total Fees you paid to us in the 12 months immediately before the event giving rise to the claim, and (b) AUD $100.

15.6 Each limitation in clause 15 applies separately and survives termination of these Terms.

15.7 Mitigation. Each party must take reasonable steps to mitigate any loss it suffers in connection with these Terms.

16. Indemnity

16.1 You indemnify us against any loss, liability, cost or expense (including reasonable legal costs) we suffer or incur arising out of or in connection with:

• your breach of these Terms or of any law;
• Your Content, including any claim that it infringes a third party's rights;
• your use of a Broker Integration in breach of your broker's or prop firm's terms; or
• your conduct as an Affiliate in breach of clause 17 or the Affiliate Program Agreement.

16.2 This indemnity is reduced proportionately to the extent our own negligence or breach contributed to the loss. We will notify you promptly of any claim to which this indemnity applies and will not settle it without your consent, which must not be unreasonably withheld.

17. Affiliate Programme

17.0 Relationship with the Affiliate Program Agreement. clause 17 summarises the Affiliate Programme. Participation is also governed by the Affiliate Program Agreement, which every Affiliate must accept, and which prevails under clause 1.5.3. Where the Affiliate Program Agreement is inconsistent with clause 17, we will treat the interpretation more favourable to the Affiliate as applying until the inconsistency is corrected.

17.1 Participation

17.1.1 clause 17 applies only if you apply for and are approved to participate in the Affiliate Programme. It forms a separate agreement between you and us in respect of that participation, and the remainder of these Terms continues to apply to you as a User.

17.1.2 Participation is at our discretion. We may approve or decline any application without giving reasons, and approval is personal to you and not transferable.

17.1.3 You must be at least 18 years of age, must not be resident in a restricted region under clause 4.2, and must be able to lawfully receive commission payments in your country.

17.1.4 You are an independent contractor. Nothing in clause 17 creates an employment, partnership, agency, joint venture or franchise relationship. You have no authority to make any representation, commitment or warranty on our behalf.

17.1.5 The rate, duration and payment terms in clause 17 are the standard terms of the Affiliate Programme. We may agree different terms with an individual Affiliate, but only in writing signed or sent by us, and those terms apply only to that Affiliate.

17.2 Referral Codes and Attribution

17.2.1 On approval you are issued a unique referral code and an Affiliate Link that carries it. Commission is attributed only where your code is recorded against the referred customer's Account — either because the customer arrived through your Affiliate Link or because the customer entered your code — and remains recorded when the customer completes checkout. Referral codes are tracking codes and carry no discount for the customer.

17.2.2 If more than one code could apply, the code recorded against the customer's Account at checkout prevails. We do not attribute commission on the basis of claimed influence, assisted conversions, or any tracking mechanism other than the recorded code.

17.2.3 No self-referral. You must not use your own code on your own Account or on an Account held by a member of your household or by any entity you control. Self-referred commission is void and may result in termination.

17.3 Commission

17.3.1 Subject to clause 17, you earn commission of 15% of the net subscription revenue we actually receive from a referred customer, for a maximum of six (6) paid months per referred customer, beginning with that customer's first paid billing period.

17.3.2 Net subscription revenue means the Fee actually received by us, excluding any tax, refund, chargeback, credit, and any amount not received because of a discount or complimentary grant. Payment processing fees are not deducted.

17.3.3 Monthly billing. Commission is earned on each of the first six monthly Fees paid by the referred customer.

17.3.4 Annual billing. Because an annual Fee covers twelve months, the six-month entitlement is applied as 50% of the annual Fee. Commission is therefore 15% of 50% of the annual Fee, paid once. No further commission is payable on that customer's subsequent annual renewals.

17.3.5 The figures above are illustrative and based on prices current at the effective date of these Terms. Commission is always calculated on the Fee actually received, and is rounded to the nearest cent.

17.3.6 No commission is payable on complimentary access, free trials that do not convert, the Free Plan, an Account's own Fees, or any Fee refunded or reversed.

17.3.7 We may change the commission rate, duration or structure on 30 days' notice. A change does not affect commission already earned on referrals made before the change takes effect.

17.3.8 Switching. If a referred customer switches between monthly and annual billing, or between Plans, within their commissionable period, commission continues only until the six-month entitlement has been used. An annual payment made after one or more monthly payments earns commission on the fraction of 50% of the annual Fee that corresponds to the unused months of the entitlement (for example, after two monthly payments, 4/6 of 50% of the annual Fee).

17.4 Approval, Clawback and Payment

17.4.1 Commission is provisional when a referred payment is received and becomes payable only after the 14-day refund window in clause 6.8.1 has expired for that payment.

17.4.2 Clawback. If a referred payment is later refunded, charged back, reversed or found to have been obtained in breach of these Terms, the related commission is void. We may void unpaid commission and set off already-paid commission against future commission, or require repayment within 30 days of a written request if no future commission is expected.

17.4.3 Commission accrues to your affiliate balance. Payment is made by bank transfer in AUD to the account details you provide, unless we agree another method in writing, when your approved balance reaches AUD $50, within 30 days after the end of the calendar month in which the threshold is met. Balances below the threshold roll over.

17.4.4 You are responsible for providing accurate payment details and for any fee charged by your bank or payment provider. We are not liable for payment failures caused by incorrect details you supply.

17.4.5 You are responsible for your own tax obligations in respect of commission received, including income tax and any GST or equivalent that may apply to you. Commission is paid exclusive of any such tax unless you are registered and we agree otherwise in writing. If you do not provide an ABN where one is required, we may be required to withhold tax from a payment under the pay-as-you-go withholding rules.

17.4.6 If your affiliate balance remains below the threshold and you have made no referrals for 12 consecutive months, we may close your affiliate account and forfeit the residual balance, after giving you 30 days' notice and an opportunity to be paid out.

17.4.7 Statements. You can view your referrals, commission and payouts in the affiliate area of the Platform. If you believe a figure is wrong, you must tell us within 90 days after it first appears, and clause 20.3 applies.

17.5 Affiliate Conduct As an Affiliate, you must not:

• state or imply that the Platform provides financial advice, signals, guaranteed results, guaranteed evaluation passes, or any particular trading outcome;
• make any representation about the Platform, its features, its pricing or its performance that is false, misleading or not published by us;
• publish a review, testimonial or endorsement that is fabricated, or that does not reflect your genuine experience, or fail to disclose your commercial relationship with us wherever you promote the Platform;
• bid on our brand name, domain, or close variations of them in paid search, or use them in a display URL or ad headline;
• send unsolicited commercial electronic messages, or otherwise promote the Platform in breach of the Spam Act 2003 (Cth) or equivalent law;
• use cookie stuffing, forced clicks, adware, typosquatting, or any deceptive traffic technique;
• offer cash back, rebates or incentives for using your code, or acquire referrals through fake accounts, bots or paid sign-ups;
• register a domain, social account or handle that incorporates our name or is likely to be mistaken for an official channel; or
• promote the Platform alongside content that is unlawful, hateful, sexually explicit, or targeted at persons under 18.

17.5.1 Disclosure is mandatory. You must clearly and prominently disclose that you receive a commission wherever you promote the Platform. This is a requirement of the ACL and equivalent laws in other markets, and it is a condition of participation.

17.6 Suspension and Termination of Participation

17.6.1 Either party may terminate participation in the Affiliate Programme at any time on written notice.

17.6.2 We may suspend participation and withhold payment of any commission while we investigate suspected fraud, gaming, or a breach of clause 17.5 or the Affiliate Program Agreement. We will tell you in writing that an investigation is under way, and will complete it within 60 days unless we tell you why more time is reasonably needed. If a breach is established, we may void all affected commission, terminate your participation immediately, and close your Account under clause 18.

17.6.3 On termination without breach, commission already approved under clause 17.4.1 remains payable and is paid at the next payment run regardless of the threshold in clause 17.4.3. No further commission accrues.

18. Suspension and Termination

18.1 You may close your Account at any time from within the Platform. Closing your Account cancels any subscription and deletes your data in accordance with the Privacy Policy. Export anything you wish to keep before you do so.

18.2 We may suspend or terminate your access immediately if:

• you materially breach these Terms and, where the breach can be remedied, fail to remedy it within 7 days of written notice;
• you breach clause 4 (eligibility), clause 5.2 (one Account per person) or clause 10 (acceptable use);
• we reasonably suspect fraud, abuse of codes or trials, chargeback abuse, or conduct that threatens the security or integrity of the Platform or other Users;
• payment of a Fee remains outstanding; or
• we are required to do so by law, by a court, or by a payment provider.

18.3 Where the circumstances allow, we will give notice before suspending an Account and an opportunity to respond. Where a suspension is urgent, we will notify you as soon as reasonably practicable afterwards, with our reasons unless the law or an investigation prevents it.

18.4 We may also cease to offer the Platform generally. If we do, we will give at least 30 days' notice, refund the unused portion of any prepaid Fee on a pro-rata basis, and allow you to export your data during the notice period.

18.5 On termination, your right to access the Platform ends. Unless termination is for your breach, we will retain your data for 30 days to allow you to request an export, after which it is deleted in accordance with the Privacy Policy. No refund is payable for the remainder of a prepaid period where we terminate for your breach.

18.6 Clauses 1.5, 1.6.3, 3, 6.8.5, 7.4, 9.3.6, 9.3.8, 11, 14, 15, 16, 17.4.2, 17.4.4, 17.4.5, 19, 20, 21 and 22 survive termination, together with any other clause that by its nature is intended to survive.

18.7 Dormant Accounts

18.7.1 An Account is a Dormant Account if it is on the Free Plan, has had no sign-in for 24 consecutive months, has no active or prepaid subscription, and has no unpaid affiliate balance.

18.7.2 We may close a Dormant Account and delete its data under the Privacy Policy after sending at least 30 days' notice to the email address on the Account, and a reminder at least 7 days before closure. Signing in at any time before the closure date keeps the Account open.

18.7.3 If the notice cannot be delivered because the email address is no longer valid, we may close the Dormant Account at the end of the notice period. You should keep your email address current under clause 5.1.

18.8 Continuity of the Operator. If the Operator dies or becomes permanently unable to carry on the business, his legal personal representative or attorney may, on our behalf, exercise our rights under clause 18.4 (ceasing the Platform) or clause 21.4 (assignment), on the same terms, including the 30-day notice, export and pro-rata refund commitments.

18.9 If a User dies. The executor, administrator or next of kin of a deceased User may ask us to close the Account, cancel any subscription and, on reasonable proof of death and authority, provide an export of the Account's data. Write to support.thetradingterminal@gmail.com.

19. Changes to These Terms

19.1 We may update these Terms. Where a change is material and adverse to you, we will give at least 14 days' notice by email or in-app notification before it takes effect. Minor changes, corrections and clarifications may take effect on publication.

19.2 Continuing to use the Platform after the effective date of an updated version constitutes acceptance. If you do not accept a change, you must stop using the Platform and may cancel; where a material adverse change takes effect during a period you have prepaid, you may cancel and receive a pro-rata refund of the unused portion.

19.3 The current version and its effective date are always published on the Platform. We keep a record of each earlier version and will provide it on request.

19.4 We will not use clause 19 to change a Fee already paid for a current billing period, to remove a Founding Rate you currently hold, or to reduce any right you have under the ACL.

20. Governing Law and Disputes

20.1 These Terms are governed by the laws of South Australia, Australia. You and we submit to the non-exclusive jurisdiction of the courts of South Australia and the courts competent to hear appeals from them.

20.2 clause 20.1 does not deprive you of the protection of any mandatory consumer law of your country of residence, or of your right to bring proceedings in that country where the law gives you that right.

20.3 Talk to us first. Before commencing formal proceedings, you agree to raise the dispute with us by support ticket or at support.thetradingterminal@gmail.com, setting out the issue and the outcome you are seeking. We will acknowledge within 5 business days and will try in good faith to resolve it within 30 days. This clause does not prevent either party from seeking urgent injunctive relief, and does not limit your right to complain to a regulator.

20.4 Each party bears its own costs of any dispute resolution under clause 20.3.

20.5 If a dispute is not resolved under clause 20.3, either party may refer it to mediation in Adelaide by a mediator agreed between the parties or, failing agreement within 10 business days, nominated by the Resolution Institute. Mediation is voluntary and does not prevent you from using a small claims court, a consumer tribunal or Consumer and Business Services South Australia.

21. General

21.1 Entire agreement. These Terms, together with the other Legal Documents incorporated under clause 1.2 and the Plan details displayed at the time of purchase, are the entire agreement between you and us about the Platform and replace all earlier representations, arrangements and understandings. The Affiliate Program Agreement is a separate agreement for Affiliates.

21.2 Severability. If any provision is found to be void, unenforceable or unlawful, it is read down to the extent necessary to make it valid or, if that is not possible, severed, and the remaining provisions continue in force.

21.3 Waiver. A failure or delay in exercising a right is not a waiver of that right, and a single or partial exercise does not prevent further exercise. A waiver is effective only if given in writing.

21.4 Assignment. You may not assign or transfer your rights under these Terms without our written consent. We may assign or novate our rights and obligations, including on a sale of the business, provided we give you notice and the assignee assumes our obligations to you. You consent in advance to such a novation, and you may close your Account if you do not wish to continue with the assignee.

21.5 Notices. We may give you notice by email to the address on your Account, or by in-app notification. You must give us notice by support ticket or at support.thetradingterminal@gmail.com. Notice is taken to be given on the day it is sent, unless sent after 5:00pm Adelaide time, in which case it is taken to be given on the next business day.

21.6 Force majeure. Neither party is liable for a failure or delay in performance caused by an event beyond its reasonable control, other than an obligation to pay money. An affected party must take reasonable steps to limit the effect of the event and resume performance as soon as practicable.

21.7 No third-party rights. These Terms confer rights only on you and us.

21.8 Relationship. Nothing in these Terms creates a partnership, joint venture, agency, employment or fiduciary relationship between you and us.

21.9 Exercise of our discretions. Where these Terms give us a right, discretion or power to decide something, we will exercise it reasonably, in good faith, and for a legitimate business purpose connected with operating the Platform.

21.10 Rights cumulative. Our rights and remedies under these Terms are in addition to, and do not exclude, other rights and remedies provided by law.

22. Risk Disclosure

22.1 About This Clause

22.1.1 This clause 22 is our Risk Disclosure. It applies to every User. By accepting these Terms you confirm that you have read and understood it.

22.1.2 This clause builds on clause 3 (What the Platform Is — And What It Is Not) and clause 15.2 (No liability for trading losses). It does not replace or limit them, and nothing elsewhere in these Terms limits this clause.

22.1.3 This clause cannot describe every risk. The absence of a risk from this clause does not mean it does not exist.

22.2 Trading Carries a High Risk of Loss

22.2.1 Trading or investing in any financial product — including foreign exchange (forex), futures, contracts for difference (CFDs), options, cryptocurrencies and other digital assets, shares, indices, commodities and any leveraged or margined product — carries a high level of risk and is not suitable for everyone. You can lose some or all of the money you trade with.

22.2.2 Leverage and margin. Leverage magnifies losses as well as gains. In a leveraged or margined product, a small price movement against you can cause a loss larger than your initial deposit, and you may be required to deposit more money at short notice. If you cannot, your broker may close your positions at a loss without asking you.

22.2.3 Market conditions. Prices can move sharply and without warning, including around economic news, central bank decisions, market opens and closes, weekends and public holidays. Prices can gap past a stop-loss order, so a stop-loss does not guarantee that your loss will be limited to the level you set. Orders may be filled at a worse price than expected (slippage), or not filled at all, when markets are fast or illiquid.

22.2.4 Counterparty and broker risk. Your money is held by your broker, exchange or funding provider, not by us. If that provider fails, suspends withdrawals, changes its terms, or acts improperly, you may lose some or all of your money. The level of regulation and client-money protection varies greatly between providers and countries.

22.2.5 Currency risk. If you trade in a currency other than your own, exchange-rate movements affect your results even when your trades are profitable.

22.2.6 Digital assets. Cryptocurrencies and other digital assets can be extremely volatile, may trade 24 hours a day, may be lightly regulated or unregulated, and may be exposed to exchange failure, hacking, forks and loss of access. Their value can fall to zero.

22.2.7 Tax. Trading can have tax consequences. We give no tax advice, and the Platform's figures are not a tax record. Keep your own records and get advice from a registered tax agent.

22.2.8 Only trade with money you can afford to lose. Do not trade with borrowed money, money you need for living expenses, or money you have set aside for other obligations.

22.3 Prop Firms, Evaluations and Funded Accounts

22.3.1 Many Users trade evaluation, challenge or funded accounts with proprietary trading firms or funding providers (prop firms). These arrangements carry risks of their own:

• evaluation and challenge fees are usually non-refundable and are lost if you fail;
• many "funded" accounts are simulated or demonstration accounts, and any payout depends entirely on the prop firm's terms and its willingness and ability to pay;
• prop firms can change their rules, fees, payout terms, permitted instruments and permitted software at any time, sometimes without notice;
• prop firms may refuse a payout, reset or close an account, or deny a result, for reasons set out in their own terms, including the use of third-party software such as our Broker Integrations (see clause 9.1.3 and the warning that follows it);
• a prop firm may cease trading, be restricted by a regulator, or become insolvent, and you may lose fees paid and payouts owed; and
• different firms calculate drawdown, daily loss and profit targets in different ways, and a firm's calculation may differ from the Platform's.

22.3.2 We do not verify, rate, endorse or guarantee any prop firm. Information in our Prop Firms Guide is general, may be out of date, and is not a recommendation. Some links to prop firms are affiliate links from which we may earn a commission (clause 12). Always read a firm's current terms before paying any fee.

22.3.3 The Risk Desk shows figures based on the rules you entered (clause 3.5). It does not receive a prop firm's rules, it is not connected to your broker in real time, and it cannot stop you from breaching a rule. A green or "within limits" status in the Platform is not confirmation from your prop firm that you are compliant.

22.4 We Do Not Provide Financial Advice

22.4.1 We do not hold an Australian Financial Services Licence and we are not an authorised representative of any licensee. Nothing on the Platform is financial product advice within the meaning of section 766B of the Corporations Act 2001 (Cth), whether personal or general advice. Nothing on the Platform takes into account your objectives, financial situation or needs.

22.4.2 We are not a broker, dealer, exchange, market maker, fund manager or custodian. We do not hold your money. We do not execute, place, recommend, arrange or facilitate any trade, and we have no authority to trade your accounts or move your funds.

22.4.3 Nothing on the Platform — including analytics, statistics, scores, grades, labels, colours, alerts, the economic calendar, market session times, the Position Sizer, the Risk Desk, the Prop Firms Guide, sample data, demo content, tutorials, emails or social media posts — is a recommendation or opinion that you should buy, sell, hold or trade any financial product, use any strategy, or use any provider.

22.4.4 Setups, confluences, playbooks, tags and rules in your journal are your own. The Platform records and measures them. It does not suggest, validate or approve them.

22.4.5 Before making financial decisions you should consider getting advice from a person who holds, or is authorised under, an Australian Financial Services Licence. ASIC's Moneysmart website (moneysmart.gov.au) has free information about trading risks.

22.5 What the Platform's Numbers Are — And Are Not

22.5.1 Descriptive, not predictive. Every figure the Platform shows describes past activity, as recorded in the data you entered, imported or synced. It is not a forecast. A profitable history, a high win rate, a positive expectancy, a strong "edge", a high grade or process score, or a rising equity curve does not mean you will be profitable in future. Past performance is not a reliable indicator of future performance (clause 3.4).

22.5.2 Only as good as the data. The Platform does not independently check the data behind its figures. Errors, omissions, duplicates, missing fees, wrong time zones, wrong instrument settings, partial fills merged in a way that differs from your broker, or trades you did not log will make the figures wrong, sometimes badly (Clauses 3.3 and 9.4).

22.5.3 Statistical limits. Figures based on a small number of trades can be highly misleading. Results from one market period may not hold in another. Selectively logging trades, deleting losing trades, or logging only some accounts will overstate your performance. Relationships the Platform displays — for example between an emotion rating and profit, or between a session and win rate — are correlations in your own data. They do not prove cause and effect.

22.5.4 Estimates and counterfactuals. Some features estimate what might have happened. Mistake Cost Analysis is different: it adds up the net profit and loss of the trades you have tagged with each mistake, and it does not estimate what a rule break cost you. Estimated figures are illustrations built on assumptions, not measurements of what would actually have happened.

22.5.5 Backtests and simulated results. Figures from backtest or simulated accounts do not involve real execution, real slippage, real fees or real emotional pressure, and are often produced with hindsight. They generally look better than live results and should not be treated as evidence of what you can achieve live.

22.5.6 Position Sizer and calculators. Position sizes, pip values, contract values, margin and risk figures depend on instrument specifications, contract sizes, tick values, exchange rates, leverage and rounding rules that vary between brokers and change over time. The Platform's specifications may not match your broker's. Check every calculated figure against your broker's own platform before you place an order.

22.5.7 Economic calendar and market sessions. Economic calendar data comes from a third party and may be delayed, revised, incomplete or wrong (clause 11.3). Event times and session times may be affected by time-zone and daylight-saving settings. Do not rely on them to time a trade.

22.5.8 Availability. The Platform may be unavailable, slow or out of date at any moment, including at moments that matter to you. Broker syncing can be delayed or fail. Never rely on the Platform as your only source of information about open positions, account balances or risk limits. Your broker's platform is the authoritative record.

22.6 Your Responsibilities

22.6.1 You alone decide whether, when, what and how much to trade, and you alone bear the result of every decision, whether or not the Platform influenced it.

22.6.2 You are responsible for the accuracy of everything you enter or import, and for checking imported and synced data before relying on it (Clauses 9.4.1 and 9.4.2).

22.6.3 You are responsible for your relationship with your broker, exchange, funding provider or prop firm, including complying with their rules on third-party software (clause 9.1.3).

22.6.4 You are responsible for deciding whether trading is suitable for you, for understanding the products you trade, and for getting independent advice where you need it.

22.7 No Advisory, Fiduciary or Agency Relationship

22.7.1 Using the Platform does not make us your adviser, fiduciary, trustee, agent, broker, portfolio manager or mentor. We owe you no duty to monitor your trading, warn you about a particular trade, stop you from trading, or tell you that a strategy, account or provider is unsuitable.

22.7.2 We do not act for you in any dealing with a broker, exchange or prop firm, and nothing we do is done on your behalf in relation to your trading. This applies clause 21.8 specifically to trading.

22.7.3 Support covers the operation of the Platform only. Anything said in support, in email, or on social media about markets or trading is general conversation, not advice (clause 13.4).

22.8 Other People's Results

22.8.1 Results, screenshots, reviews and testimonials published by other traders, Affiliates, influencers or us are individual experiences. They are not typical, not verified by us unless we say so, and not a promise that you will achieve anything similar.

22.8.2 Affiliates are independent. They are prohibited from claiming that the Platform gives advice or guarantees any outcome (clause 17.5). If you see such a claim, it is not made on our behalf. Please report it to support.thetradingterminal@gmail.com.

22.8.3 We will not publish another User's name or results without their separate written consent (clause 11.6), and any result we publish will state that it is not typical or guaranteed.

22.9 Our Liability

22.9.1 To the maximum extent permitted by law, we are not liable for any trading loss, missed profit, drawdown breach, failed evaluation, lost funded account, or any other financial consequence of a trading decision, whether or not the Platform, its analytics, its risk figures, its calculators or its data influenced that decision. This restates clause 15.2, which applies in full.

22.9.2 Nothing in this clause 22 excludes, restricts or modifies any right or remedy you have under the Australian Consumer Law or any other law that cannot lawfully be excluded (clause 14.1).

23. How to Contact Us

End of Terms and Conditions — Version 1.5, effective 30 October 2026.